Costs
Every cost of buying a home, explained: taxes, notary, registry, agent fees and the extras first-time buyers miss. Guides with worked examples.
Dutch lenders finance the appraisal, not your offer. If you win a bidding war, the difference is money no mortgage will ever cover — and most guides never mention it.
August 15, 2026 · 8 min
Everyone compares the asking price. The tax line is where a new build and a resale really diverge — by five figures on the same budget — and the non-tax costs can flip the answer entirely.
June 16, 2026 · 9 min
Everyone fixates on the deposit. It's the one number you can plan for — and the smallest source of nasty surprises. Here's how low you can really go, what a bigger deposit actually buys, and the cash that has nothing to do with the down payment at all.
June 1, 2026 · 8 min
You've saved for the down payment. Congratulations — you're about halfway there. Here's the full list of every other fee that shows up between the offer and the keys.
April 23, 2026 · 10 min
Guides for buying your home